News & insight

What's happening in debt, credit and insolvency — and what it means for anyone owed money. A common-sense take, with the odd bit of humour.

Pizza Hut restaurant
High street

Pizza Hut collapse

Another familiar name hits trouble. What happens to suppliers and creditors when a well-known chain goes under — and where you sit in the queue.

Ask what it means for you
UK Supreme Court
Law

Supreme Court ruling on car finance commissions

A landmark decision with big implications for lenders, dealers and borrowers alike. The plain-English version of what changed and why it matters.

Discuss the ruling
Claire's logo
Retail

Claire's UK & Ireland goes into administration

A high-street mainstay enters administration. What administration actually means for the people and businesses it owes money to.

Owed money by a business?
Lindsey Oil Refinery
Jobs

Lindsey Oil Refinery redundancies

Redundancies announced after a 12-hour shift. When employers hit the wall, employees and contractors become creditors too — here's the pecking order.

Where you'd stand
Starbucks coffee
Business

Starbucks

Even the giants aren't immune to the pressures squeezing the high street. A look at what changing fortunes mean for the businesses in their supply chain.

Read Tim's take
Economy

Bank of England cuts base rates

Rate moves ripple straight through to late payments and cashflow. What a cut means for the money you're owed and the cost of chasing it.

What it means for creditors

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Worried a customer is about to go under?

The earlier you act, the more you recover. Let's talk through your exposure before it becomes a write-off.